Senior Member Business Loan Processor- San Diego

General Summary:

Under general supervision and in accordance with established policies and procedures, provides efficient and accurate support to achieve loan production goals.

Performs all phases of processing and funding commercial real estate; business and government guaranteed loans.  Assists branches and other departments with requests and inquiries relating to loan processing; and provides administrative support to supervisor and others in Business Banking.

Principal Accountabilities (95%)

• Coordinates with third parties and maintains on-going communication with Relationship Officer(s), Underwriter(s), Borrower(s) in collecting pertinent items needed to satisfy closing conditions.
• Assumes responsibility for the verification of information collected to prepare loan documents.
• Comprehensive knowledge of SBA loan documentation
• Ensures timely loan closure by preparing loan documentation, coordinating loan signing and funding with Escrow.
• Perfects collateral liens through UCC filing, Real Estate loan document recording confirmation, DMV file to DMV department.
• Completes covenant tracking process and maintains tracking reports.
• Prepare collateral file for post funding Quality Control.
• Follow up for post-closing items; escrow closing statement and Final Title policy.
• Responds timely to daily emails and phone calls to provide excellent member service.
• Assists with the sale of loans to participant organizations by ensuring all steps are followed accurately and timely.
• Handles restricted lines of credit and fund-control accounts.
• Completes research and correction for general ledger transactions.
• Assists with tasks relating to loan servicing.

Secondary Accountabilities (5%)

• Performs other duties as assigned.
• Complies with BSA requirements as commensurate with position.

Position Requirement and Qualifications

Abilities: 

Excellent abilities with details, organization, communication, time-management, customer service, and problem-solving.  Must be able to meet strict deadlines.

Demonstrate flexibility and motivation with the desire to work in a team environment; ability to work independently with minimum supervision.

Knowledge, Education, Certifications, Licenses: 

Strong working knowledge of credit union business lending products, policies, and procedures; business and commercial real estate loan processing requirements; LaserPro application and OSI core system or similar applications or programs; business entities; and Microsoft Office Suite applications.

Experience: 

Four to five years of work experience in a comparable work environment to gain the necessary knowledge, skills, and abilities to handle all aspects of the position or equivalent.

Working Conditions and Physical Demands

Work is performed in a general office environment.  This position does not require significant physical efforts.  Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of the job.  Refer to the Safety & Health Policy found in North Island Credit Union’s Employee Handbook & Resource Guide.

The information contained in this job description is not exhaustive of all the duties and responsibilities associated with the job and does not alter or modify the at-will employment relationship that exists between North Island Credit Union and the employee.  Additionally, nothing in this job description restricts management’s right to assign or reassign duties and responsibilities to this job at any time.

EEO